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Tenderopen🌐 Germany645816-2026

Germany – Business and management consultancy services – 10009293-Development of inclusive financial services and products

Deutsche Gesellschaft für Internationale Zusammenarbeit (GIZ) GmbH

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Description

The assignment is structured around three work packages. The first covers the selection and appraisal of partner FSPs. The contractor will conduct an institutional diagnostic for each FSP, reviewing their current product offering, business model, lending processes, digital infrastructure, client outreach capacity, and staff skills. Based on that analysis, a cooperation agreement will be signed with each FSP, along with a detailed work plan laying out what the collaboration will achieve and by when. This phase should be completed within the first three months. The second work package is where the core technical work happens. The contractor will support FSPs in designing or adapting financial products that genuinely respond to the needs of target groups, particularly women-led businesses, rural borrowers, and MSME clients who currently lack access to suitable financing. The process follows a structured product development methodology: from prototype design, through pilot testing, to assessment and refinement, and finally roll-out. Alongside the product work, the contractor will help FSPs develop marketing materials and outreach strategies, adjust internal procedures and manuals, and train front-line staff such as loan officers and branch managers. At least three financial product prototypes must be developed by the fifth to seventh month, piloted by month eight, and formally adopted with updated manuals by month ten. The third work package covers cross-cutting contributions: occasional training inputs for financial sector stakeholders such as the Central Bank of Iraq and sector associations; support for GIZ's monitoring and evaluation activities; and at least three public communication outputs, case studies, blog posts, fact sheets, or similar, documenting the work done with each FSP.

Documents (2)

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  • 📎 documents
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Details

Posted
Sep 18, 2026
Response deadline
Oct 20, 2026, 9:59 PM UTC (31d)
Type
Tender
Category
79410000, 79411100, 79951000
Status
open
Buyer
Deutsche Gesellschaft für Internationale Zusammenarbeit (GIZ) GmbH
Jurisdiction
Germany
Location
Baghdad
Reference #
645816-2026
Has Description
true
Place of performance ZIP
0000
Country
DEU
Tw Mul
Eschborn
Sub Lg
ENG
Deadline
Oct 12, 2026
Form
competition
Ojs
181/2026
Eu
eu-funds
Legal
32014L0024
Notice
cn-standard
Dispatch
2026-09-17+02:00
Dps
none
Main
gen-pub
Identifier
Jan 1, 2001
Contract
services, services
Publication
2026-09-18+02:00
Exclusion
exg-natl-bre-nat-law, exg-crim-part, exg-crim-terror, exg-crim-laund, exg-crim-fraud, exg-crim-corrpt, exg-crim-traffick, exg-pmt-bre-tax, exg-pmt-bre-ssc, exg-mis-bre-env-law, exg-mis-bre-soc-law, ex
Classification
79410000, 79411100, 79951000, 79410000, 79411100, 79951000
Multiple
not-allowed
Renewal
2
Additional
#Bekanntmachungs-ID: CXTRYY6DYRR1XNS3# All communication takes place in English via communication tool in the project area of the procurement portal.
Place
IRQ, IRQ
Procedure
d4316a16-6d9f-4a3e-8807-36d7c2c7f791
Social
et-eq, gen-eq, hum-right, opp, work-cond, other
Term
The execution conditions result from the information given in the contract notice and the tender documents.
Provided
ted-esen
Requirement
not-requ
Option
GIZ may optionally commission contract amendments and/or increases based on the criteria in the tender documents to the successful bidder of this tender. For details, please see the terms of reference
Organisation
+49 6196791115
Reserved
no
Internal
10009293
Selection
slc-stand-other, slc-abil-ref-services, slc-stand-to-avg, slc-stand-other
Electronic
required
Environmental
biodiv-eco, circ-econ, clim-adapt, clim-mitig
Strategic
env-imp, soc-obj
Missing
late-some
Procurement
SomeTenderDocID1
Review
According to Article 160, Section 3 of the German Act Against Restraint of Competition (GWB), application for review is not permissible insofar as 1. the applicant has identified the claimed infringem
Execution
performance
Tender
DAY
Other
Aa: pub-undert-cga · Bi: 993-80072-52 · Ia: https://www.giz.de · Nl: 1 · Bt 14 Lot: non-restricted-document · Bt 21 Lot Eng: 10009293-Development of inclusive financial services and products · Bt 23 Lot: services · Bt 24 Lot Eng: The assignment is structured around three work packages. The first covers the selection and appraisa · Bt 262 Lot: 79410000 · Bt 263 Lot: 79411100, 79951000 · Bt 300 Lot Eng: #Besonders auch geeignet für:other-sme# · Bt 536 Lot: 2027-01-26+01:00 · Bt 537 Lot: 2028-12-31+01:00 · Bt 578 Lot: false · Bt 750 Lot Eng: EN-A1: Principles for the execution of orders (Mit dem Angebot; Mittels Eigenerklärung): The eligibi · Bt 772 Lot Eng: GIZ asks the applicant or bidder to submit, complete or correct documents, within the framework laid · Bt 777 Lot Eng: See the tender documents., See the tender documents. · Bt 821 Lot: epo-notice · Bt 5141 Lot: IRQ · Bt 13(D) Lot: 2026-10-12+02:00 · Bt 13(T) Lot: 23:59:59+02:00 · Bt 26(A) Lot: cpv, cpv · Bt 26(M) Lot: cpv · Bt 131(D) Lot: 2026-10-20+02:00 · Bt 131(T) Lot: 12:00:00+02:00 · Bt 701 Notice: 349820a3-1e36-4646-ab5a-e5ee1d5e9320 · Bt 738 Notice: Sep 16, 2026 · Bt 5101(A) Lot: GIZ Office Baghdad Arsat, Al-Karrada Alsharquia Albashjaa, Section 925, Street 32 Baghdad IRAK · Opp 070 Notice: 16 · Opt 002 Notice: eforms-sdk-1.13 · Bt 05(B) Notice: 08:44:53+02:00 · Bt 24 Procedure Eng: Iraq faces a persistent gap between its people and the financial system. Banks have long leaned on l · Opa 98 Lot Number: 192 · Bt 01(C) Procedure: vgv

Contact

zuhal.uysal@giz.de

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