BANKING-9577 - USA (Joseph, Michigan) - Comprehensive Banking, Depository, Cash Management, and Investment Advisory Services - Deadline November 10,2026

(1) Vendor needs to provide comprehensive banking, depository, cash management, and investment advisory services to the government authority located in Joseph, MI.A. Depository & Checking Services– Maintenance of primary general operating checking accounts and specialized disbursement accounts.– Implementation of master–sub accounting structures or Zero–Balance Accounts (ZBAs) to segregate distinct Tax Increment Financing (TIF) capture plans, developer reimbursement escrows, administrative revenue, and Local Revolving Funds (LBRF).B. Automated Cash Management, Sweeps & Liquidity Protection– Automated daily sweep mechanisms to transition excess end–of–day ledger balances into interest–bearing, statutory–compliant instruments.C. Municipal Accounting, Auditing & Regulatory Reporting– Monthly Statements: Comprehensive monthly account and investment statements detailing amortized cost, fair market value, accrued interest, purchase yield, weighted average maturity (WAM), and all transaction history– Annual Audit & Confirmation Support: Timely electronic submission of year–end CPA audit confirmations (within 5 business days of request) without pass–through service fees